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Self-Defense

More Self-Defense

Identity Theft

Credit Bureaus

Good Advice for Women

Unmarked Police Cars and *677

Bounce and Coke

Home Remedies

Advice on Financial Security


GOOD ADVICE


INSTRUCTIONS FOR LIFE


TIPS FOR A LIFETIME


WORTHWHILE TIPS


RECIPES

Recipes from some of your favorite manufacturers and restaurants!

When prompted, click "Open" and enjoy! It is virus free!


SELF-DEFENSE

I just finished taking the most amazing self-defense class, sponsored by Shandwick, and I wanted to share some really valuable info with you before it goes out of my head. The guy who taught the class has a female friend who was attacked last year in the parking garage at Westport Plaza in St. Louis one night after work and taken to an abandoned house and raped. He started a women's group and began teaching these classes soon after. This guy is a black belt in karate, and trains twice a year with Steven Segal. He and the others in this group interviewed a bunch of rapists and date rapists in prison on what they look for and here's some interesting facts:

The thing about these men is that they are looking to grab a woman and quickly move her to a second location where they don't have to worry about getting caught. Only 2% said they carried weapons because rape carries a 3-5 year sentence but rape with a weapon is 15-20 years. If you put up any kind of a fight at all, they get discouraged because it only takes a minute or two for them to realize that going after you isn't worth it because it will be time-consuming.

These men said they will not pick on women who have umbrellas, or other similar objects that can be used from a distance, in their hands. Keys are not a deterrent because you have to get really close to the attacker to use them as a weapon. So, the idea is to convince these guys you're not worth it.

Several defense mechanisms he taught us are:


MORE SELF-DEFENSE

This was sent to me this morning by a friend at work. It's pretty informative, especially the last tip! Let's take care of each other and ourselves.

Last night I attended a personal safety workshop, and it jolted me. It was given by an amazing man, Pat Malone, who has been a body guard for famous figures like Farrah Fawcett and Sylvester Stallone. He works for the FBI, and teaches police officers and Navy SEALS hand-to-hand combat. This man has seen it all, and knows a lot. He focused his teachings to us on HOW TO AVOID BEING THE VICTIM OF A VIOLENT CRIME. He gave us some statistics about how much the occurrences of random violence have escalated over the recent years, and it's terrible. Something like 99% of us will be exposed to or a victim of a violent crime. Here are some of the most important points that I got out of his presentation:

  1. The three reasons women are easy targets for random acts of violence are:
    • Lack of awareness (you MUST know where you are and what's going on around you.)
    • Body language (keep your head up, swing your arms, stand straight up.)
    • Wrong place, wrong time (DON'T walk alone in an alley, or drive in a bad neighborhood at night)
  2. Women have a tendency to get into their cars after shopping, eating, working, etc, and just sit (doing their checkbook, or making a list, etc). DON'T DO THIS! The predator will be watching you, and this is the perfect opportunity for him to get in the passenger side, put a gun to your head, and tell you where to go. AS SOON AS YOU GET INTO YOUR CAR, LOCK THE DOORS AND LEAVE.
    • A few notes about getting into your car in a parking lot, or parking garage: Be aware: look around you, look into your car, at the passenger side floor, and in the back seat. Check under the car as well.
    • If you are parked next to a big van, enter your car from the passenger door. Most serial killers attack their victims by pulling them into their vans while the women are attempting to get into their cars.
    • Look at the car parked on the drivers side of your vehicle, and the passenger side. If a male is sitting alone in the seat nearest your car, you may want to walk back into the mall, or work, and get a guard/policeman to walk you back out. IT IS ALWAYS BETTER TO BE SAFE THAN SORRY. (Better paranoid than dead.
  3. Always take the elevator instead of the stairs. (Stairwells are horrible places to be alone.)
    • Do not get on an elevator if there is a weirdo already on there. (Of course bad men don't always look bad).
    • Do not stand back in the corners of the elevator, be near the front, by the doors, ready to get off or on.
    • If you get on the elevator on the 25th floor, and the Boogie Man gets on the 22nd, get off when he gets on.
  4. If the predator has a gun and you are not under his control, ALWAYS RUN!
    • POLICE only make 4 of 10 shots when they are in range of 3-9 feet. This is due to stress.
    • The predator will only hit you (a running target) 4 in 100 times. And even then, it most likely WILL NOT be a vital organ. RUN!
  5. As women, we are always trying to be sympathetic: STOP IT! It may get you raped, or killed.
  6. Ted Bundy, the serial killer, was a good looking, well-educated man, who ALWAYS played on the sympathies of unsuspecting women. He walked with a cane, or a limp, and often asked "for help" into his vehicle or with his vehicle, which is when he abducted his next victim.
  7. Pat Malone told us the story of his daughter, who came out of the mall and was walking to her car when she noticed 2 older ladies in front of her. Then she saw a police car come towards her with 2 cops, who said hello. She also noticed that all 8 handicap spots in the area were empty. As she neared her car she saw a man a few rows over calling to her, for help. He wanted her to close his passenger side door. He was sitting in the driver's side, and said he was handicapped. He continued calling, until she turned and headed back to the mall, and then he began cursing at her. In the meantime, she wondered why he didn't ask the 2 older ladies, or the policeman for help, and why he was not parked in any of the empty handicap spots. As she got back to the mall, two male friends of hers were exiting, and as she told them the story, and turned to point at the car, the man was getting out of the back seat into the front, and the car sped away. DON'T GET CAUGHT IN THIS TRAP.
  8. Tips to saving your life, if you have gotten into a violent situation:
  9. REACT IMMEDIATELY: If he abducts you in a parking lot, and is taking you to an abandoned area, DON'T LET HIM GET YOU TO THAT AREA.
  10. If you are driving, react immediately in the situation, and crash your car while still going 5 MPH.
  11. If he's driving, find the right time, and stick your fingers in his eyes. He must watch the road, so choose an unsuspecting time, and gouge him. It is your ONLY defense. While he is in shock, GET OUT. (This sounds gross, but the alternative is your fault if you do not act.)
  12. RESIST: don't go along with him: run, if you are able: DON'T EVER GIVE UP!
  13. You DO NOT want to get to crime scene.
  14. Always keep your distance when walking past strangers on the street or in dark areas.
  15. GET A CELL PHONE.
    There are packages for $19.95 a month that allow you to program only 911 into the dialing out program. (This is an alternative for parents who say it is too expensive for their kids to have a cell phone.)
  16. BREAK DOWNS: ( Make every effort to avoid this by ALWAYS keeping your car in good working order)
    • If your car breaks down: you better have a cell phone to call for help, and lock your doors.
    • If you don't have a cell phone, shame on you!
    • Keep a blanket, warm clothes, a pair of boots, and a flashlight in your car always, for emergencies.
    • If it's noon on a business day, you MAY want to put your hazards on and walk to safety.
    • If it's 2 a.m.: put on your warm clothes, and walk to a lighted area. You are a perfect target if you are sitting in your car broken down. Predators search the highways for easy targets like you.
    • If you're on a desolate road: walk away from the car (in your warm clothes) and go to some bushes, or some area AWAY from your vehicle. It will be cold, and uncomfortable, but you DO NOT want to stay in your car, and there are no psycho bogeymen waiting in the bushes who knew you were going to break down there and then.
  17. Physical defenses that we can use against the violent predator:
    • The eyes are the most vulnerable part of the body. Poke him there, and you have (possibly) your only window of opportunity.
    • The neck is also a vulnerable spot, but you MUST know where to grip, AND HAVE THE STRENGTH to cut off his breath.
    • The last place is the KNEES. Everyone's knees are very vulnerable,and a swift kick here will take anyone down.-A cautionary note about these things is that if you do not do these things right the first time, you are in trouble, because it will only anger the individual, and that anger will be TAKEN OUT ON YOU. I'm not saying don't attempt them (it may be your only hope), but be forceful when you do.
  18. If you are walking alone in the dark (which you shouldn't be) and you find him following/chasing you:
    • Scream "FIRE!", and not "help". People don't want to get involved when people yell "help", but "fire" draws attention because people are nosy.
    • RUN!
    • Find an obstacle, such as a parked car, and run around it, like ring around the rosie. This may sound silly, but over the years, 5 women have told Pat Malone that this SAVED THEIR LIVES.
    • Your last hope is getting under the car. Once you are under there, there are tons of things to hold on to, and he will not be able to get you out, and will not come under for you (most likely). Usually they give up by this point. The catch here is that YOU MUST PRACTICE GETTING UNDER THE CAR. You must have a plan (he will have one); know if you will be going on your back, front, from the side or back of the car. It must be practiced.
  19. Never let yourself or anyone that you know be a {"closer"} in any type of business (bar, store, restaurant, gas station).
Our world is not as safe as we pretend that it is, and living in our fantasy worlds WILL get us in trouble, sooner or later. Pat Malone said again and again that the women who die EVERY MINUTE from violent crimes expected to go to bed tonight, and get up tomorrow. No one expects it, but we must be prepared and aware so that we HAVE A PLAN. One last thing, if you are ever thrown into a trunk of a car kick out the back tail lights and stick your arm out the hole and start waving like crazy. The driver won't see you but everybody else will. It will save your life. I would encourage you to pass this on to all women, not just your friends and family, but everybody. We all need to hear it.


IDENTITY THEFT

We've all heard horror stories about fraud that's committed using your name, address, SS#, credit, etc. Unfortunately I (author of this piece) have firsthand knowledge, because my wallet was stolen last month and within a week the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, and had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.

But here's some critical information to limit the damage in case this happens to you or someone you know. As everyone always advises, cancel your credit cards immediately, but the key is having the toll free numbers and your card numbers handy so you know who to call. Keep those where you can find them easily (having to hunt for them is additional stress you WON'T need at that point)!

File a police report immediately in the jurisdiction where it was stolen, this proves to credit providers you were diligent, and is a first step toward an investigation (if there ever is one).

But here's what is perhaps most important: I never ever thought to do this. Call the three national credit reporting organizations immediately to place a fraud alert on your name and SS#. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name.

The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit. By the time I was advised to do this - almost 2 weeks after the theft all the damage had been done (there are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert).

Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them in their tracks.

The numbers are:


CREDIT BUREAUS

Just in case you haven't heard, as of July 1st the 4 major credit bureaus in the United States will be allowed to release your personal information (address, phone # etc.) and credit information to anyone who request in.

If you would like to "OPT OUT" of this release of information, you can call 1-888-567-8688. It takes a couple of minutes to do and you can take care of anyone else in the household while making only one call. However, you will need their social security number.

Be sure to listen closely, the first "OPT OUT" is only for 2 years. Make sure you wait until they prompt you to press #3 on your keypad to "OPT OUT" for good.


GOOD ADVICE FOR WOMEN

I have to share some things I have learned in my job with you. In my job, I review criminal and psychiatric files of imprisoned sex offenders who are approaching their release date. I decide if they are likely to re-offend based on certain criteria and then civilly commit them to a sex offender treatment facility if I decide that they are at significant risk to re-offend. I have read hundreds and hundreds of files, and have taken note of some of the mistakes women make. Let me preface this by saying that a woman is NEVER, EVER, EVER at fault for being raped or attacked, but there are definitely ways to reduce your risk of being a victim. Here are the most common mistakes women make that could result in them getting kidnaped, attacked, and/or raped:


UNMARKED POLICE CARS AND *677

I knew about the red light on cars, but not about *677. It was about 1 PM in the afternoon, and Lauren (a friend) was driving to visit a friend. An UNMARKED police car pulled up behind her and put his lights on. Lauren's parents have 4 children (high school and college age) and have always told them never to pull over for an unmarked car on the side of the road, but rather wait until they get to a gas station,etc.

Lauren had actually listened to her parents advice, and promptly called *677 on her cell phone to tell the police dispatcher that she would not pull over right away. She proceeded to tell the dispatcher that there was an unmarked police car with a flashing red light on his rooftop behind her. The dispatcher checked to see if there were police cars where she was and there weren't, and he told her to keep driving, remain calm and that he had back up already on the way.

Ten minutes later 4 cop cars surrounded her and the unmarked car behind her. One policeman went to her side and the others surrounded the car behind. They pulled the guy from the car and tackled him to the ground. The man was a convicted rapist who was wanted for other crimes.

I never knew about the *677 cell phone feature, but especially for a woman alone in a car, you should not pull over for an unmarked car. Apparently police have to respect your right to keep going to a "safe" place. You obviously need to make some signals that you acknowledge them (i.e. put on your hazard lights) or call *677 like Lauren did.

Too bad the cell phone companies don't generally give you this little bit of wonderful information. Speaking to a service representative at Bell Mobility confirmed that *677 was a direct link to OPP Dispatch. So, now it's your turn to let your friends know about *677.


BOUNCE AND COKE

Little known facts about BOUNCE and COKE. Sounds like miracle stuff to me. But, does it really work.

BOUNCE

COKE

WE DRINK THIS STUFF! So, send this out to all of your friends who you think should know all about the things you can do with BOUNCE and COKE!


HOME REMEDIES


ADVICE ON FINANCIAL SECURITY

Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice! A corporate attorney sent the following out to the employees in his company.
  1. The next time you order checks, have only your initials (instead of your first name) and last name put on them. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.
  2. Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED".
  3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.
  4. Put your work phone number on your checks instead of your home phone. If you have a P.O. Box, use that instead of your home address. If you do not have a P.O. Box, use your work address. Never have your social security number printed on your checks. (DUH!) You can add it if it is necessary. But if you have it printed, anyone can get it.
  5. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad.
  6. If your wallet is stolen, file a police report immediately in the jurisdiction where it was stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one). But here's what is perhaps most important of all ... call the 3 national credit reporting organizations immediately to place a fraud alert on your name and social security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.

    Now, here are some important numbers:

    • Equifax: 1-800-525-6285
    • Experian (formerly TRW): 1-888-397-3742
    • Trans-Union: 1-800-680-7289
    • Social Security Administration Fraud Line: 1-800-269-0271